Working Together

Getting Started

Our Wealth EDGE Process

The Wealth EDGE Process was designed for clients to receive the highest level of service matched with an unparalleled client experience.

Explore. Design. Guide. Evolve.

It prioritizes what you can expect each step of the way as we work together to create your path for long-term financial success.

  • Step 1 - Explore

    We want to learn what is important to you, as well as what is keeping you up at night. We’ll review our Wealth EDGE Process and philosophy so you know exactly what to expect.

  • Step 2 - Design

    We will work together to create your personal financial blueprint leveraging our technology. We’ll prioritize your goals and discuss where you are now, and where you want to be.

  • Step 3 - Guide

    Next, we will go over the specific strategies and various solutions to implement for your plan. This culminates from extensive collaboration, communication, and research.

  • Step 4 - Evolve

    The most important part of our process is being an ongoing, strategic partner. We will meet regularly and keep each other informed of any new life events to ensure your plan is still on track for success.

Ready to get started? Let’s Talk!

Costs to Partner with Us

We believe in simple, transparent costs with our fee structure. Our firm is fee-only, which means we are not paid by commissions, sales, or transaction charges. We never receive compensation for investment product recommendations or professional referrals.

PLANNING SERVICES (Financial, Retirement, and Tax Strategy)

There is a flat fee for planning services that is based on complexity, starting at $2,000 per year. There is no minimum asset requirement for our planning services. This fee is broken down and paid quarterly via bank account (ACH).

INVESTMENT MANAGEMENT

Investment advisory fees are based on a percentage of assets under management. These fees are broken down and paid quarterly. Clients with $250,000 or more in managed assets receive planning services at no additional charge.

Annual Fee - Account Value

1.25% - Up to $250,000

1.00% - $250,000 - $1,000,000

0.75% - $1,000,000 - $5,000,000

0.50% - $5,000,000 and above

Charles Schwab & Co., Inc.

BRJ Wealth Management utilizes Charles Schwab for enhanced client service. At BRJ, we're committed to providing our clients with the best possible service and a wide range of options to reach their retirement goals. That's why we've chosen Charles Schwab, a leader in the financial industry, as our primary custodian.

  • Full range of investment products and trading services.

  • Technology and service support so investors can access all your accounts online, easily view positions, balances, and account history in one convenient location.

  • Wide array of investment account types including retirement accounts, personal trust accounts, charitable gifting, and education accounts.

Charles Schwab has been a leader in supporting independent financial advisors for over 35 years. With a team of over 1,900 specialists and service professionals, Charles Schwab supports nearly 15,000 independent financial advisor firms. This extensive network provides advisors with the resources, technology, and dedicated support they need to deliver exceptional service to their clients.